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olivia

Bank Account 3% interest rate p.a

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Hello Everyone!

 

This topic will be useful for members residing in the Philippines.

But if you want something to discuss about in connection with this topic, feel free. We can have a healthy discussion here.

 

Dito ko nalang ilagay since wala pa tayong section sa forum para sa "financial" topic natin.


Maganda to since mag bubukas ka lang ng account, then lagyan mo ng money, then magkakainterest na cya ng 3% per annum.

mababa ung 3% kung titingnan mo cya as 3% itself.

pero kung ikukumpara mo cya sa ibang banks dito sa Philippines, sobrang taas nyan. Why?

look at these.

 

BDO

image.thumb.png.b03a5421b9331e2420f7afdb5e482b5a.png

 

Metrobank

image.png.492209e85a354a273f675ec552d803b2.png

 

BPI

image.thumb.png.6365e218d8ff74fc73b07bc465a472f4.png

Images from https://grit.ph/savings-account/

 

 

hindi ko naman sinisiraan ung mga commercial banks natin dito. pero sayang kasi kung ipapark mo ung money mo sa kanila then ganyan kababa ung interest rate,

 

Soooo, introducing, CIMB Bank!

ito ung site nila

https://www.cimbbank.com.ph/en/home.html

digital bank cya. bago pa lang cya dito sa Philippines. parang 2018 or 2019 ata cya pumasok sa atin (di ko sure).

sabi sa site nila, insured daw sila ng PDIC.

 

"CIMB Bank Philippines Inc. is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral). You may also get in touch with the Bangko Sentral Financial Consumer Protection Department through their email: and contact number (02) 8708-7087. Deposits are insured by PDIC up to P500,000 per depositor. CIMB Bank Philippines Inc. is a proud member of BancNet"

 

merong dalawang account na inooffer si CIMB

1. fast plus

2. upsave

 

mababa interest ni fast plus.

upsave account ung may 3% interest.

pero mag open pa rin kayo both accounts. Why?

 

kasi pag nag open kayo ng fast plus, meron cyang libre na ATM card which can be used at all BancNet ATMs free of charge.

yes wala cyang charge AT THE MOMENT. di kasi natin alam kung mag kakaroon cya ng charge in the future pag tumagal na sila dito sa Ph.

 

So ang gawin natin is mag lagay tayo sa upsave para mataas interest.

then pag kelangan natin ng cash, mag transfer lang tayo from upsave to fast plus. real time naman ung transfer and walang charge.

 

sa ngayon, wala pang minimum maintaining balance. hindi din natin sure kung mag iimpose sila ng maintaining balance in the future.

 

So ayun. share ko lang sa inyo to since sayang talaga ung 3% interest. malaki na yan hahahaha

By the way, hindi ito advertisement ha. Talagang gusto ko lang to ishare to sa forum.

 

P.S. open at your own risk. every bank has its own risk naman. wala lang sisihan if ever na may mangyaring hindi maganda sa account natin sa CIMB. hindi ko naman kayo pinilit hahahahhaha

P.S. Personally, meron akong account sa CIMB. share lang.
P.S. Kung investment hanap nyo, wag dito. Hindi ito investment. Savings lang ito.

 

natanggap ako ng donations. just ask for my account number. charr

 

OPEN ACCOUNT AT YOUR OWN RISK

OPEN ACCOUNT AT YOUR OWN RISK

OPEN ACCOUNT AT YOUR OWN RISK

OPEN ACCOUNT AT YOUR OWN RISK

OPEN ACCOUNT AT YOUR OWN RISK

OPEN ACCOUNT AT YOUR OWN RISK

OPEN ACCOUNT AT YOUR OWN RISK

 

Tingin ko naman okay lang mag post ng ganito dito sa forum? pa inform nalang po ako if prohibited ung ganitong topics 😅

Thank you!

 

Edited by olivia
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1 minute ago, Asim said:

I don't know much about bank account, still good work 

 

apologies but where are you from? maybe banks in your country have better offers than the banks here in Ph.

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1 minute ago, Asim said:

Iam from India I am not of that   age to make a bank account

So I can't do anything

oh. okay. But I suggest you save money earlier and while you are young. unlike me. i started saving at an old age already.

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