olivia 58 Posted July 1, 2020 Report Share Posted July 1, 2020 (edited) Hello Everyone! This topic will be useful for members residing in the Philippines. But if you want something to discuss about in connection with this topic, feel free. We can have a healthy discussion here. Dito ko nalang ilagay since wala pa tayong section sa forum para sa "financial" topic natin. Maganda to since mag bubukas ka lang ng account, then lagyan mo ng money, then magkakainterest na cya ng 3% per annum. mababa ung 3% kung titingnan mo cya as 3% itself. pero kung ikukumpara mo cya sa ibang banks dito sa Philippines, sobrang taas nyan. Why? look at these. BDO Metrobank BPI Images from https://grit.ph/savings-account/ hindi ko naman sinisiraan ung mga commercial banks natin dito. pero sayang kasi kung ipapark mo ung money mo sa kanila then ganyan kababa ung interest rate, Soooo, introducing, CIMB Bank! ito ung site nila https://www.cimbbank.com.ph/en/home.html digital bank cya. bago pa lang cya dito sa Philippines. parang 2018 or 2019 ata cya pumasok sa atin (di ko sure). sabi sa site nila, insured daw sila ng PDIC. "CIMB Bank Philippines Inc. is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral). You may also get in touch with the Bangko Sentral Financial Consumer Protection Department through their email: and contact number (02) 8708-7087. Deposits are insured by PDIC up to P500,000 per depositor. CIMB Bank Philippines Inc. is a proud member of BancNet" merong dalawang account na inooffer si CIMB 1. fast plus 2. upsave mababa interest ni fast plus. upsave account ung may 3% interest. pero mag open pa rin kayo both accounts. Why? kasi pag nag open kayo ng fast plus, meron cyang libre na ATM card which can be used at all BancNet ATMs free of charge. yes wala cyang charge AT THE MOMENT. di kasi natin alam kung mag kakaroon cya ng charge in the future pag tumagal na sila dito sa Ph. So ang gawin natin is mag lagay tayo sa upsave para mataas interest. then pag kelangan natin ng cash, mag transfer lang tayo from upsave to fast plus. real time naman ung transfer and walang charge. sa ngayon, wala pang minimum maintaining balance. hindi din natin sure kung mag iimpose sila ng maintaining balance in the future. So ayun. share ko lang sa inyo to since sayang talaga ung 3% interest. malaki na yan hahahaha By the way, hindi ito advertisement ha. Talagang gusto ko lang to ishare to sa forum. P.S. open at your own risk. every bank has its own risk naman. wala lang sisihan if ever na may mangyaring hindi maganda sa account natin sa CIMB. hindi ko naman kayo pinilit hahahahhaha P.S. Personally, meron akong account sa CIMB. share lang. P.S. Kung investment hanap nyo, wag dito. Hindi ito investment. Savings lang ito. natanggap ako ng donations. just ask for my account number. charr OPEN ACCOUNT AT YOUR OWN RISK OPEN ACCOUNT AT YOUR OWN RISK OPEN ACCOUNT AT YOUR OWN RISK OPEN ACCOUNT AT YOUR OWN RISK OPEN ACCOUNT AT YOUR OWN RISK OPEN ACCOUNT AT YOUR OWN RISK OPEN ACCOUNT AT YOUR OWN RISK Tingin ko naman okay lang mag post ng ganito dito sa forum? pa inform nalang po ako if prohibited ung ganitong topics Thank you! Edited July 1, 2020 by olivia 2 Link to post Share on other sites
Aloy 42 Posted July 1, 2020 Report Share Posted July 1, 2020 I don't know much about bank account, still good work Link to post Share on other sites
olivia 58 Posted July 1, 2020 Author Report Share Posted July 1, 2020 1 minute ago, Asim said: I don't know much about bank account, still good work apologies but where are you from? maybe banks in your country have better offers than the banks here in Ph. Link to post Share on other sites
Aloy 42 Posted July 1, 2020 Report Share Posted July 1, 2020 (edited) Iam from India I am not of that age to make a bank account So I can't do anything Edited July 1, 2020 by Asim Link to post Share on other sites
olivia 58 Posted July 1, 2020 Author Report Share Posted July 1, 2020 1 minute ago, Asim said: Iam from India I am not of that age to make a bank account So I can't do anything oh. okay. But I suggest you save money earlier and while you are young. unlike me. i started saving at an old age already. Link to post Share on other sites
olivia 58 Posted July 1, 2020 Author Report Share Posted July 1, 2020 2 minutes ago, Asim said: Ok congrats on reaching 300 post and becoming a special member! Link to post Share on other sites
Killua_Zoldeck 1,151 Posted July 1, 2020 Report Share Posted July 1, 2020 Galing, thanks for sharing. 1 Link to post Share on other sites
olivia 58 Posted July 2, 2020 Author Report Share Posted July 2, 2020 12 hours ago, aries0921 said: Galing, thanks for sharing. payaman tayo dito sa forum Sir! hahaha Link to post Share on other sites
ming-chua 18 Posted July 2, 2020 Report Share Posted July 2, 2020 nays, keepsharing Link to post Share on other sites
kyssa 11 Posted July 2, 2020 Report Share Posted July 2, 2020 Thanks for sharing po!! Link to post Share on other sites
olivia 58 Posted July 2, 2020 Author Report Share Posted July 2, 2020 2 hours ago, ellie said: nays, keepsharing 2 hours ago, kyssa said: Thanks for sharing po!! No problem cheers! Link to post Share on other sites
olivia 58 Posted September 8, 2020 Author Report Share Posted September 8, 2020 On 9/1/2020 at 11:08 AM, Kring said: Merong online banking ang rcbc mas mataas pa ata sa bdo interest rate nice a. ano interest rate ng rcbc? Link to post Share on other sites
maZACKer 0 Posted January 9 Report Share Posted January 9 Thanks for sharing bro Link to post Share on other sites
kulangot 96 Posted January 16 Report Share Posted January 16 ok to ah .. sige pag me stable work na ako try ko to hehehe Link to post Share on other sites
Dylan001 39 Posted January 30 Report Share Posted January 30 Nice to know!,,.... tama nga n at your own risk lahat, alamin muna lahat bago mag decice,. .. Link to post Share on other sites
greizz08 17 Posted February 9 Report Share Posted February 9 san ka po nag open ng account?? i mean.. do it has a branch po? Link to post Share on other sites
SANJANA 7 Posted February 9 Report Share Posted February 9 Thanks for sharing Link to post Share on other sites
jcplay26 12 Posted February 11 Report Share Posted February 11 almost same with ING bank. may savings din ako sa CIMB via GSave (GCash.) Link to post Share on other sites